Life and Health Insurance Producer Licensing Exam Requirements & Prerequisites
Everything you need to know before registering for the Life and Health Insurance Producer Licensing Exam — eligibility, cost, format, and what to expect on exam day.
Cost
$44-$49 exam fee, plus $50-$188 licence fee
Provider
State insurance departments (Pearson VUE, PSI, Prometric)
Validity
2-year licence term with continuing education
Available
USA
Education
Check official exam requirements
Experience
1-3 years of hands-on experience recommended
Specific Requirements
- No formal prerequisites — open to all candidates
- Recommended: 1-2 years hands-on experience
Number of Questions
75-120 questions
Duration
120-180 minutes
Question Format
Multiple choice, scenario-based, performance-based
Passing Requirement
Passing required (~55% (Texas first-time takers, July 2026) average pass rate)
Visit the official State insurance departments (Pearson VUE, PSI, Prometric) certification page
Create an account and select your exam
Choose a test center or online proctoring option
Pay the exam fee and schedule your date
- Two forms of valid ID (one government-issued with photo)
- Appointment confirmation email
- For online proctoring: webcam, microphone, clean desk, stable internet
What are the prerequisites for the Life and Health Insurance Producer Licensing Exam?
No formal prerequisites — open to all candidates. Recommended: 1-2 years hands-on experience.
How much does the Life and Health Insurance Producer Licensing Exam cost?
The Life and Health Insurance Producer Licensing Exam exam costs $44-$49 exam fee, plus $50-$188 licence fee. This includes the exam fee only — study materials are additional.
How do I register for the Life and Health Insurance Producer Licensing Exam?
Visit the official State insurance departments (Pearson VUE, PSI, Prometric) certification page → Create an account and select your exam → Choose a test center or online proctoring option → Pay the exam fee and schedule your date
What should I bring to the Life and Health Insurance Producer Licensing Exam?
Two forms of valid ID (one government-issued with photo). Appointment confirmation email. For online proctoring: webcam, microphone, clean desk, stable internet.
Ready to prepare for Life and Health Insurance Producer Licensing Exam?
Get the complete exam guide with study plan, tips, and practice questions.
View Life and Health Insurance Producer Licensing Exam Guide