NASAA/FINRA

Series 66 (Uniform Combined State Law) Pass Rate 2026

Complete analysis of Series 66 (Uniform Combined State Law) exam difficulty, pass rates, and strategies to pass on your first attempt.

Pass Rate Overview
~72%

Pass Rate

72% Pass
28% Fail

Difficulty Verdict

Moderately Challenging

Recommended Study Time

4-8 weeks

Typical Attempts

1-2 attempts typical

Why is the Series 66 (Uniform Combined State Law) Pass Rate ~72%?

Series 66 (Uniform Combined State Law)'s ~72% pass rate means roughly 28 out of 100 candidates fail. For a hard-difficulty NASAA/FINRA exam, this is in line with expectations. Success requires covering all exam objectives — not just the ones you're comfortable with. At $177 per attempt, failing is costly. The certification is valid for Ongoing, so investing in solid prep pays off long-term.

Top Reasons Candidates Fail Series 66 (Uniform Combined State Law):

30%
Underestimating the volume of material to memorize and apply
25%
Weak quantitative/analytical skills in complex scenarios
20%
Not practicing enough with exam-format questions
15%
Poor study scheduling across multiple exam sections
10%
Burnout from extended study periods (6-18 months)
How to Beat the ~72% Pass Rate

Do This for Series 66 (Uniform Combined State Law)

  • Combines Series 63 + 65
  • Must have passed Series 7
  • 100 questions in 150 minutes
  • Popular for dual BD/RIA reps

Avoid This

  • Skipping practice problems in favor of passive reading
  • Studying sections in isolation without understanding connections
  • Ignoring ethics — it's tested on every finance exam
  • Burning out by studying 12+ hours a day for months

Ready to Beat the Odds?

Get our complete Series 66 (Uniform Combined State Law) study guide with practice questions.

View Series 66 (Uniform Combined State Law) Guide